Making a budget is not that hard you need to make sure that you have more money coming in than going out. First you want to make a list of all the expenses that you have every month make sure that you list everything. Next you want to make a list of all the income sources that you have and if your expenses are more than your income then you may want to make some changes.
It is not that hard to get wealthy but the people who do usually have a budget and they know what they are spending at all times. There are many people who have won the lottery and then just a few years later lost it all because they failed to be accountable for the money they were spending. It is easy when you make a budget to see were you are at financially at all times so make sure you do not kid yourself when listing your expenses.
You can make adjustments in your spending and do without some expensive meals and trips to the Starbucks because it will help you save for the future. Your budget should include a percentage of your income that goes to savings an retirement so that when the time comes you have enough money to enjoy whatever you want to.
Remember that making a budget is not hard but you want to make sure that you make some changes in your spending so that you have enough money when the time comes to take it easy in retirement.
