I drive men mad for love of me. Easily beaten, never free. What am I? Why, you’re gold, of course. Indeed, the metal is many things to many people. But one thing it’s not: money. That comes as a surprise to some people. Over the years, in reader letters about […]

As we know one way of risk prevention is to insure a risk to the insurance company. This method is considered the most important method in tackling risk. Therefore many people think that risk management is the same as insurance. Though the actual circumstances are not so. Insurance means the […]